Chico, TX Housing Market: 51 Homes Sold (September 2025 to September 2026)
The edge goes to buyers: homes typically take 40 days and only 13.7% beat their asking price.
Chico market at a glance
- Homes sold (12 months): 51
- Median sale price: $365,000 (about $2,076/month with 10% down at a 6.5% 30-year rate, principal & interest)
- Median price per square foot: $228
- Median days on market (list to contract): 40; 9.8% went under contract within a week
- Sold over asking: 13.7% · Sold under asking: 78.4%
- Typical home: 3 bed, 1,940 sqft, built 1994, mostly Chico ISD
- Price range of sales: $16,000 – $2,300,000
- On the market right now: 24 active listings, 5 under contract, 5.6 months of supply, median asking $662,000
- How buyers paid: Conventional 43.1%, FHA 19.6%, VA 7.8%, Cash 23.5%, Other 5.9%
- Seller contributions: 56.9% of sellers chipped in, typically $10,000
- Contract to close: about 30 days
- HOA: 9.8% of sales had a mandatory HOA, typically $62/month
Five-year price history in Chico
Median sale price by quarter: 2022 Q1: $226,200 · 2023 Q1: $489,999 · 2026 Q1: $419,000 · 2026 Q3: $312,500.
Median price by elementary school zone
- Chico: 51 sales, median $365,000, $228/sqft
Pricing right vs. cutting the price in Chico
Sellers who held their original asking price sold in 24 days at 97.4% of ask. Sellers who overpriced and later cut took 104 days and kept 85.1% of the original ask, roughly $47,400 left on the table on a typical Chico listing.
Nearby markets
Decatur · Rhome · Boyd · Bridgeport · Paradise · New Fairview · Alvord · Newark
Common questions
Is now a good time to buy in Chico? The edge goes to buyers: homes typically take 40 days and only 13.7% beat their asking price.
What does the typical Chico home cost? $365,000, about $228 per square foot, or roughly $2,076/month with 10% down before taxes and insurance.
How fast do homes sell in Chico? The typical home went under contract in 40 days; 9.8% sold within the first week.
Source: NTREIS MLS closed sales, September 5 2025 to September 5 2026. Aggregate data only; Texas is a non-disclosure state. Compiled by Pax Realty (Ryan Storch, Broker). Explore all 186 cities · Full dataset · Text Ryan · Call/text (972) 974-1821.