Chico, TX Housing Market — 50 Homes Sold (September 2025 – September 2026)

Q: What does the typical Chico home cost?

The typical Chico home sold for $357,000 (about $215 per square foot) over the last twelve months.

Q: How fast do homes sell in Chico?

The typical Chico home went under contract in 43 days; 8% sold within the first week.

Buyers hold the cards: most homes sell under asking and take about 43 days to find a buyer.

Chico market at a glance

Homes sold (12 months): 50
Median sale price: $357,000 (about $2,031/month with 10% down at a 6.5% 30-year rate, principal & interest)
Median price per square foot: $215
Median days on market (list to contract): 43; 8% went under contract within a week
Sold over asking: 12% · Sold under asking: 80%
Typical home: 3 bed, 1,914 sqft, built 1988, mostly Chico ISD
Price range of sales: $16,000 – $2,300,000
On the market right now: 26 active listings, 7 under contract, 6.2 months of supply, median asking $737,000
How buyers paid: Conventional 46%, FHA 18%, VA 8%, Cash 24%, Other 4%
Seller contributions: 60% of sellers chipped in, typically $9,100
Contract to close: about 30 days
HOA: 10% of sales had a mandatory HOA, typically $62/month

Five-year price history in Chico

Median sale price by quarter: 2022 Q1: $226,200 · 2023 Q1: $489,999 · 2026 Q1: $419,000 · 2026 Q3: $291,750.

Median price by elementary school zone

Chico: 50 sales, median $357,000, $215/sqft

Pricing right vs. cutting the price in Chico

Sellers who held their original asking price sold in 25 days at 97% of ask. Sellers who overpriced and later cut took 104 days and kept 88.1% of the original ask — roughly $34,300 left on the table on a typical Chico listing.

Nearby markets

Decatur · Rhome · Boyd · Bridgeport · Paradise · Alvord · New Fairview · Newark

Common questions

Is now a good time to buy in Chico? Buyers hold the cards: most homes sell under asking and take about 43 days to find a buyer.

What does the typical Chico home cost? $357,000 — about $215 per square foot, or roughly $2,031/month with 10% down before taxes and insurance.

How fast do homes sell in Chico? The typical home went under contract in 43 days; 8% sold within the first week.

Source: NTREIS MLS closed sales, September 3 2025 – September 3 2026. Aggregate data only — Texas is a non-disclosure state. Compiled by Pax Realty (Ryan Storch, Broker). Explore all 186 cities · Full dataset · Book a strategy call · Call/text (972) 974-1821.