Saginaw, TX Housing Market: 244 Homes Sold (September 2025 to September 2026)

Q: What does the typical Saginaw home cost?

The typical Saginaw home sold for $306,000 (about $166 per square foot) over the last twelve months.

Q: How fast do homes sell in Saginaw?

The typical Saginaw home went under contract in 27 days; 23% sold within the first week.

Q: Is it cheaper to rent or buy in Saginaw?

The median Saginaw lease ran $2,250/month this year; principal and interest on the median $306,000 home is roughly $1,741/month with 10% down.

Sellers have the edge: 25% of homes beat their asking price and the typical sale takes just 27 days.

Saginaw market at a glance

Homes sold (12 months): 244
Median sale price: $306,000 (about $1,741/month with 10% down at a 6.5% 30-year rate, principal & interest)
Median price per square foot: $166
Median days on market (list to contract): 27; 23% went under contract within a week
Sold over asking: 25% · Sold under asking: 55.3%
Typical home: 3 bed, 1,868 sqft, built 2000, mostly Eagle MT-Saginaw ISD
Price range of sales: $125,000 – $730,000
On the market right now: 60 active listings, 18 under contract, 3 months of supply, median asking $319,450
How buyers paid: Conventional 40.6%, FHA 27%, VA 11.5%, Cash 18%, Other 2.9%
Seller contributions: 61.5% of sellers chipped in, typically $7,500
Contract to close: about 28 days
Median rent (same home types, 257 closed leases): $2,250/month. Owning the median home runs about $1,741/month principal & interest with 10% down
HOA: 39.3% of sales had a mandatory HOA, typically $33/month

Five-year price history in Saginaw

Median sale price by quarter: 2022 Q1: $320,000 · 2023 Q1: $315,000 · 2024 Q1: $310,000 · 2025 Q1: $309,500 · 2026 Q1: $297,500 · 2026 Q3: $307,500.

Median price by elementary school zone

Willow Creek: 73 sales, median $330,000, $172/sqft
Highctry: 66 sales, median $319,000, $164/sqft
Bryson: 42 sales, median $282,450, $158/sqft
Saginaw: 41 sales, median $260,000, $160/sqft

Pricing right vs. cutting the price in Saginaw

Sellers who held their original asking price sold in 11 days at 99.6% of ask. Sellers who overpriced and later cut took 60 days and kept 94.4% of the original ask, roughly $16,800 left on the table on a typical Saginaw listing.

Most active Saginaw neighborhoods

Highland Stationsaginaw: 27 sales, median $300,000, 33 days on market
Rancho North Add: 26 sales, median $244,150, 27 days on market
Saginaw North Add: 23 sales, median $248,900, 17 days on market
Willow Vista Estates: 18 sales, median $372,000, 40 days on market
Parkwest: 17 sales, median $272,000, 12 days on market
Heather Ridge Estates: 15 sales, median $290,000, 21 days on market
Commons At Willow Creek: 12 sales, median $334,500, 42 days on market
Whisperwood Estates Add: 11 sales, median $300,000, 58 days on market
Basswood Xing Ph 3: 10 sales, median $374,000, 29 days on market
Dominion Add: 9 sales, median $364,000, 22 days on market

Nearby markets

Fort Worth · Arlington · Mansfield · North Richland Hills · Crowley · Keller · Azle · Bedford

Common questions

Is now a good time to buy in Saginaw? Sellers have the edge: 25% of homes beat their asking price and the typical sale takes just 27 days.

What does the typical Saginaw home cost? $306,000, about $166 per square foot, or roughly $1,741/month with 10% down before taxes and insurance.

How fast do homes sell in Saginaw? The typical home went under contract in 27 days; 23% sold within the first week.

Is it cheaper to rent or buy in Saginaw? The median Saginaw lease ran $2,250/month this year, while principal and interest on the median $306,000 home is roughly $1,741/month with 10% down, before taxes and insurance.

Source: NTREIS MLS closed sales, September 5 2025 to September 5 2026. Aggregate data only; Texas is a non-disclosure state. Compiled by Pax Realty (Ryan Storch, Broker). Explore all 186 cities · Full dataset · Text Ryan · Call/text (972) 974-1821.