Saginaw, TX Housing Market — 245 Homes Sold (September 2025 – September 2026)

Q: What does the typical Saginaw home cost?

The typical Saginaw home sold for $310,000 (about $166 per square foot) over the last twelve months.

Q: How fast do homes sell in Saginaw?

The typical Saginaw home went under contract in 29 days; 20.4% sold within the first week.

Q: Is it cheaper to rent or buy in Saginaw?

The median Saginaw lease ran $2,200/month this year; principal and interest on the median $310,000 home is roughly $1,763/month with 10% down.

Sellers have the edge: 26.1% of homes beat their asking price and the typical sale takes just 29 days.

Saginaw market at a glance

Homes sold (12 months): 245
Median sale price: $310,000 (about $1,763/month with 10% down at a 6.5% 30-year rate, principal & interest)
Median price per square foot: $166
Median days on market (list to contract): 29; 20.4% went under contract within a week
Sold over asking: 26.1% · Sold under asking: 53.5%
Typical home: 3 bed, 1,909 sqft, built 2001, mostly Eagle MT-Saginaw ISD
Price range of sales: $125,000 – $730,000
On the market right now: 65 active listings, 20 under contract, 3.2 months of supply, median asking $320,000
How buyers paid: Conventional 42%, FHA 26.9%, VA 11.4%, Cash 17.1%, Other 2.4%
Seller contributions: 61.2% of sellers chipped in, typically $7,100
Contract to close: about 28 days
Median rent (same home types, 239 closed leases): $2,200/month — owning the median home runs about $1,763/month principal & interest with 10% down
HOA: 39.6% of sales had a mandatory HOA, typically $33/month

Five-year price history in Saginaw

Median sale price by quarter: 2022 Q1: $320,000 · 2023 Q1: $315,000 · 2024 Q1: $310,000 · 2025 Q1: $309,500 · 2026 Q1: $297,500 · 2026 Q3: $310,000.

Median price by elementary school zone

Willow Creek: 74 sales, median $330,000, $172/sqft
Highctry: 66 sales, median $327,500, $163/sqft
Bryson: 44 sales, median $297,500, $158/sqft
Saginaw: 38 sales, median $266,500, $166/sqft

Pricing right vs. cutting the price in Saginaw

Sellers who held their original asking price sold in 11 days at 99.7% of ask. Sellers who overpriced and later cut took 58 days and kept 94.5% of the original ask — roughly $16,900 left on the table on a typical Saginaw listing.

Most active Saginaw neighborhoods

Highland Stationsaginaw: 28 sales, median $307,500, 37 days on market
Rancho North Add: 25 sales, median $240,800, 22 days on market
Saginaw North Add: 21 sales, median $248,900, 18 days on market
Willow Vista Estates: 20 sales, median $382,500, 46 days on market
Parkwest: 16 sales, median $283,500, 12 days on market
Heather Ridge Estates: 14 sales, median $290,500, 38 days on market
Commons At Willow Creek: 13 sales, median $335,000, 51 days on market
Whisperwood Estates Add: 12 sales, median $295,000, 57 days on market
Basswood Xing Ph 3: 9 sales, median $375,000, 31 days on market
Dominion Add: 9 sales, median $364,000, 22 days on market

Nearby markets

Fort Worth · Arlington · Mansfield · North Richland Hills · Crowley · Azle · Keller · Bedford

Common questions

Is now a good time to buy in Saginaw? Sellers have the edge: 26.1% of homes beat their asking price and the typical sale takes just 29 days.

What does the typical Saginaw home cost? $310,000 — about $166 per square foot, or roughly $1,763/month with 10% down before taxes and insurance.

How fast do homes sell in Saginaw? The typical home went under contract in 29 days; 20.4% sold within the first week.

Is it cheaper to rent or buy in Saginaw? The median Saginaw lease ran $2,200/month this year, while principal and interest on the median $310,000 home is roughly $1,763/month with 10% down, before taxes and insurance.

Source: NTREIS MLS closed sales, September 3 2025 – September 3 2026. Aggregate data only — Texas is a non-disclosure state. Compiled by Pax Realty (Ryan Storch, Broker). Explore all 186 cities · Full dataset · Book a strategy call · Call/text (972) 974-1821.