McKinney, TX Housing Market — 3,392 Homes Sold (September 2025 – September 2026)
Buyers hold the cards: most homes sell under asking and take about 39 days to find a buyer.
McKinney market at a glance
- Homes sold (12 months): 3,392
- Median sale price: $490,000 (about $2,787/month with 10% down at a 6.5% 30-year rate, principal & interest)
- Median price per square foot: $205
- Median days on market (list to contract): 39; 16.3% went under contract within a week
- Sold over asking: 9.9% · Sold under asking: 72.1%
- Typical home: 4 bed, 2,453 sqft, built 2015, mostly McKinney ISD
- Price range of sales: $107,250 – $4,554,499
- On the market right now: 1,129 active listings, 299 under contract, 4 months of supply, median asking $550,000
- How buyers paid: Conventional 68.1%, FHA 8.6%, VA 5.1%, Cash 17%, Other 1.2%
- Seller contributions: 59.9% of sellers chipped in, typically $9,000
- Contract to close: about 29 days
- Median rent (same home types, 2,352 closed leases): $2,495/month — owning the median home runs about $2,787/month principal & interest with 10% down
- HOA: 90.2% of sales had a mandatory HOA, typically $78/month
- New construction: 31.3% of sales, median $500,840 vs $485,000 resale
Five-year price history in McKinney
Median sale price by quarter: 2022 Q1: $525,000 · 2023 Q1: $500,000 · 2024 Q1: $490,000 · 2025 Q1: $486,499 · 2026 Q1: $499,000 · 2026 Q3: $515,000.
Median price by elementary school zone
- Webb: 337 sales, median $345,490, $159/sqft
- Lizzie Nell Cundiff McClure: 295 sales, median $590,000, $205/sqft
- Ruth and Harold Frazier: 286 sales, median $557,323, $224/sqft
- Naomi Press: 256 sales, median $425,000, $196/sqft
- Glenoaks: 133 sales, median $540,000, $220/sqft
- Mike and Janie Reeves: 120 sales, median $652,115, $217/sqft
- Slaughter: 117 sales, median $380,000, $205/sqft
- Comstock: 108 sales, median $602,500, $217/sqft
- Jack and June Furr: 108 sales, median $479,490, $215/sqft
- Valley Creek: 101 sales, median $649,999, $217/sqft
- Bennett: 101 sales, median $567,500, $218/sqft
- Elliott: 97 sales, median $505,000, $210/sqft
Pricing right vs. cutting the price in McKinney
Sellers who held their original asking price sold in 13 days at 98.7% of ask. Sellers who overpriced and later cut took 76 days and kept 91.7% of the original ask — roughly $36,700 left on the table on a typical McKinney listing.
Most active McKinney neighborhoods
- Simpson Crossing: 146 sales, median $344,855, 80 days on market
- Painted Tree: 142 sales, median $600,000, 59 days on market
- Trinity Falls: 104 sales, median $585,987, 79 days on market
- Eastridge: 90 sales, median $322,990, 24 days on market
- Highland Lakes: 55 sales, median $650,000, 84 days on market
- Shaded Tree: 50 sales, median $409,899, 19 days on market
- Aster Park: 47 sales, median $630,000, 93 days on market
- The Landing at Hidden Lakes: 40 sales, median $558,595, 47 days on market
- Southridge: 37 sales, median $304,990, 30 days on market
- Cypress Creek West: 36 sales, median $376,839, 24 days on market
Nearby markets
Plano · Princeton · Celina · Allen · Anna · Wylie · Prosper · Lavon
Common questions
Is now a good time to buy in McKinney? Buyers hold the cards: most homes sell under asking and take about 39 days to find a buyer.
What does the typical McKinney home cost? $490,000 — about $205 per square foot, or roughly $2,787/month with 10% down before taxes and insurance.
How fast do homes sell in McKinney? The typical home went under contract in 39 days; 16.3% sold within the first week.
Is it cheaper to rent or buy in McKinney? The median McKinney lease ran $2,495/month this year, while principal and interest on the median $490,000 home is roughly $2,787/month with 10% down, before taxes and insurance.
Source: NTREIS MLS closed sales, September 3 2025 – September 3 2026. Aggregate data only — Texas is a non-disclosure state. Compiled by Pax Realty (Ryan Storch, Broker). Explore all 186 cities · Full dataset · Book a strategy call · Call/text (972) 974-1821.